Latest Indian Government Schemes Launched in 2025: Key Initiatives for Inclusive Growth
(Relevant
for UPSC, SSC, State PCS, and Competitive Exams)
The Union
Budget 2025-26 introduced transformative schemes across critical sectors to
drive India’s socio-economic development. Below is a structured overview of
major initiatives, their objectives, beneficiaries, and potential impacts:
1. Agriculture & Rural Development
Prime Minister Dhan-Dhaanya Krishi Yojana
- Objective: Boost agricultural productivity and
sustainability in low-productivity districts.
- Key Features:
- Targets 100 districts with irrigation upgrades, post-harvest
storage facilities, and credit access.
- Crop diversification and climate-resilient practices.
- Beneficiaries: 1.7
crore farmers.
- Impact: Expected to reduce rural distress,
enhance income, and curb migration.
Mission for Aatmanirbharta in Pulses
- Objective: Achieve self-sufficiency in pulses
(Tur, Urad, Masoor).
- Key Features:
- 6-year mission with procurement guarantees by NAFED/NCCF.
- Climate-resilient seed development.
- Impact: Reduce import dependency and stabilize
prices.
Rural Prosperity and Resilience Programme
- Objective: Address rural underemployment through
skill development and technology.
- Key Features:
- Focus on women, small farmers, and landless families.
- Creation of rural enterprises and FPOs.
- Impact: Generate 5 lakh jobs and reduce forced
migration.
2. Education & Skill Development
Bharatiya Bhasha Pustak Scheme
- Objective: Promote regional language education.
- Key Features:
- Digital textbooks in Indian languages for schools and colleges.
- Impact: Improve comprehension and inclusivity
in education.
National Centres of Excellence for Skilling
- Objective: Equip youth with industry-aligned
skills.
- Key Features:
- 5 global-partnered centers for curriculum design and
certification.
- Focus on "Make for India, Make for the World"
manufacturing.
- Beneficiaries: 20
lakh youth over 5 years.
Atal Tinkering Labs Expansion
- Objective: Foster STEM innovation in schools.
- Key Features:
- 50,000 labs in government schools over 5 years.
- Impact: Cultivate scientific temper among 10
million students.
3. Healthcare & Nutrition
Saksham Anganwadi and Poshan 2.0
- Objective: Combat malnutrition.
- Key Features:
- Nutritional support for 8 crore children, 1 crore
pregnant/lactating women, and 20 lakh adolescent girls.
- Impact: Reduce stunting and improve maternal
health.
Medical Education Expansion
- Objective: Address doctor shortages.
- Key Features:
- 10,000 additional MBBS seats in 2025-26 (75,000 target by 2030).
- Day Care Cancer Centres in all district hospitals.
- Impact: Improve healthcare access and workforce
ratios.
Also Read: UPSC Prelims Syllabus
4. Employment & MSME Support
Credit Cards for Micro Enterprises
- Objective: Boost financial inclusion.
- Key Features:
- ₹5 lakh credit limit for Udyam-registered enterprises.
- 10 lakh cards to be issued in 2025.
- Impact: Empower 5 lakh micro-entrepreneurs.
Scheme for First-Time Women/SC/ST Entrepreneurs
- Objective: Promote inclusive entrepreneurship.
- Key Features:
- Term loans up to ₹2 crore for 5 lakh entrepreneurs.
- Online capacity-building programs.
- Impact: Foster 1.2 lakh new enterprises by
2030.
Fund of Funds for Startups
- Objective: Catalyze innovation.
- Key Features:
- ₹10,000 crore corpus for venture capital.
- Impact: Support 50,000 startups in deep-tech
and green energy.
5. Digital Transformation
Social Security for Gig Workers
- Objective: Protect informal workers.
- Key Features:
- e-Shram registration and PM Jan Arogya Yojana coverage.
- Beneficiaries: 1
crore gig workers.
BHASHINI Initiative
- Objective: Break language barriers in digital
services.
- Key Features:
- AI-driven translation in 22 scheduled languages.
- Impact: Enhance accessibility for 50 crore
users.
6. Social Welfare & Infrastructure
SWAMIH Fund 2.0
- Objective: Complete stalled housing projects.
- Key Features:
- ₹15,000 crore corpus for 1 lakh middle-income homes.
- Impact: Benefit 5 lakh families.
Jal Jeevan Mission Extension
- Objective: Universal tap water access.
- Key Features:
- Extended to 2028 with focus on water quality.
- Impact: Cover 15 crore rural households.
7. Green Energy & Sustainability
Nuclear Energy Mission
- Objective: Achieve 100 GW nuclear capacity by
2047.
- Key Features:
- ₹20,000 crore for Small Modular Reactors (SMRs).
- Impact: Reduce carbon emissions by 15%.
PM Surya Ghar Muft Bijli Yojana
- Objective: Promote rooftop solar.
- Key Features:
- 300 free units/month for 1 crore households.
- Impact: Save ₹15,000–18,000 annually per
household.
Conclusion
The 2025-26
budget underscores India’s commitment to inclusive growth, innovation,
and sustainability. These schemes aim to address systemic challenges in
agriculture, healthcare, education, and employment while leveraging digital
tools and green energy. For competitive exam aspirants, understanding these
initiatives is crucial to grasp India’s policy priorities and their
socio-economic implications.
For
detailed sector-wise allocations and updates, refer to official sources like the Press Information Bureau and budget documents.
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